Dr. Jordan Loewenstein is in-network with Kaiser chiropractic coverage through American Specialty Health (ASH). If your Kaiser plan includes chiropractic benefits, your spinal adjustment is covered at our La Jolla office in UTC — just minutes from UCSD.
Kaiser is different from most insurance carriers. Here's what you actually need to know before your first visit — in plain language, no insurance jargon.
Kaiser doesn't pay chiropractors directly. Chiropractic benefits are administered by American Specialty Health (ASH), a separate company Kaiser contracts with. We're in-network with ASH, so when we verify your Kaiser plan, we're actually checking your ASH benefits.
Chiropractic is often an employer-selected add-on to Kaiser plans, not a default benefit. Some Kaiser members have coverage, others don't. We verify your specific plan before your first visit so you know exactly what's covered.
If your plan includes chiropractic, you'll have a set number of visits per year — commonly 20, 24, or 30. We track your visit count and let you know where you stand.
Like Medicare, the ASH benefit covers the spinal adjustment itself. Soft tissue work, e-stim, moist heat, and Active Release Technique aren't included — but you can add them as cash-pay extras if you want the full treatment experience.
Unlike seeing a specialist inside Kaiser, you don't need a referral from your Kaiser PCP to see us for chiropractic. You can book directly through our office or online.
Give us your Kaiser member info when you book and our team will verify your ASH chiropractic benefits — visit allowance, copay, deductible — before you ever walk in. No surprise bills.
Your Kaiser chiropractic benefit focuses on the spinal adjustment itself. Most patients choose to add soft tissue work and therapy to get more out of each visit — those are cash-pay add-ons, not Kaiser-covered.
A small number of Kaiser members have a PPO plan (usually offered through a large employer) with out-of-network benefits. If that's you, your plan may reimburse a portion of your visits outside the Kaiser/ASH network. These plans are rare — we'll verify whether yours qualifies when you book. If you're not sure which plan you have, just share your member ID and we'll check.
Most Kaiser patients come in for one of these — often after their PCP said "you could try chiropractic" but didn't point them anywhere specific.
Short, honest answers to the most common questions we get about Kaiser and chiropractic care. If you don't see your question, give us a call at (858) 558-3111.
Yes — Dr. Loewenstein is in-network with Kaiser chiropractic coverage through American Specialty Health (ASH), the company Kaiser uses to administer chiropractic benefits. If your Kaiser plan includes chiropractic, your spinal adjustment is covered at our La Jolla office in UTC.
Because not every Kaiser plan includes chiropractic (it's often an employer add-on), we always verify your specific benefits before your first visit. Just give us your Kaiser member info when you book and we'll confirm your coverage, visit allowance, and any copay.
American Specialty Health (ASH) is a separate company that Kaiser — along with several other major insurance carriers — contracts with to manage chiropractic, acupuncture, and physical therapy benefits. When a Kaiser member uses their chiropractic benefit, the visit is billed to ASH, not directly to Kaiser.
For you as a patient it's mostly invisible — you just use your Kaiser card and we handle the ASH billing on our end.
No. Unlike seeing a specialist inside Kaiser's system, you don't need a referral from your Kaiser primary care provider to see us for chiropractic care. You can book directly with our office online or by phone.
If you prefer to have your PCP in the loop, we're happy to send them a summary of your care — just let us know.
If your Kaiser plan includes chiropractic, the benefit covers the spinal adjustment — manual spinal manipulation — up to your plan's annual visit limit (commonly 20–30 visits per year depending on your plan).
Soft tissue work, Active Release Technique, e-stim, moist heat, and flexion-distraction are not included in the ASH benefit. Most patients choose to add these as cash-pay extras because the adjustment holds longer when the surrounding muscles are treated first. Cash-pay pricing is transparent and we discuss it with you up front — never any surprise charges.
The fastest way is to let us verify for you. Share your Kaiser member ID when you book and our team checks with ASH directly — usually same day. We'll confirm whether chiropractic is included, how many visits you have, and any copay or deductible.
You can also call the member services number on the back of your Kaiser card and ask whether your plan includes a chiropractic benefit through ASH. The answer will depend on the plan your employer selected.
If chiropractic isn't part of your Kaiser benefit, you have two options. Most Kaiser members choose to come in cash-pay — our rates are transparent and many patients find it's worth the out-of-pocket cost for the ART, soft tissue work, and adjustment combination.
If you have a Kaiser PPO plan through your employer (rare, but they exist), you may have out-of-network benefits that can reimburse a portion of your visits. We'll check when we verify your plan.
Our office is at 5151 Shoreham Place, Suite 175, in UTC — just off La Jolla Village Drive, minutes from UCSD, La Jolla Village Square, and the Westfield UTC mall. It's a short drive from La Jolla proper, and easy parking is available on-site.
We see patients from La Jolla, UTC, UCSD, Clairemont, Mira Mesa, Sorrento Valley, and Pacific Beach.
Most new Kaiser patients can be scheduled within 1–3 days, often same-week. If you're dealing with an acute flare-up, call the office at (858) 558-3111 and we'll do our best to get you in faster.
The easiest way to book is online through ZocDoc — you can see real-time availability and pick a slot that works for you.
Book online and we'll verify your ASH chiropractic coverage before your first visit. No surprises, no guessing — just care that works.